In the event of trying to find living arrangements, I was denied. Why? I have never been evicted. In fact, I have spent a lot of money improving the landlord’s properties. However, I was denied for past rental history.
Past rental history can cause denial of a rental application and its legal to refuse to allow someone to rent any forms of property. It doesn’t matter to a landlord whether the reason for the poor rental history is that you didn’t pay your rent because of failure to maintain a safe environment. If they wish to place you on the poor rental history, they can. By law in Iowa, a renter does not have to pay rent until the landlord fixes the environment or residency to a livable habitat. That doesn’t mean that you won’t get evicted.
Once you are evicted, one can guarantee that you will be placed on a do not rent site, that is accessible by the Internet. These landlords can type in your social security number and find your rental history, some of these sites are for free. By law, a tenant can get evicted for something as simple as the landlord does not like your new hair cut. If they are having a bad day and you are the tenant they see and they don’t like your shoes, attitude, hair, anything they can think of, guess what? You can get evicted.
Since I was never evicted I am still wondering to myself exactly why I was denied for poor rental history. In the state of Iowa a free back ground check can be performed on a site called Iowa Courts On line Search. I knew that this was their choice of background checking. Since I hadn’t been evicted and had left on my own. I had discovered that since I had lived on a corner lot in the Mount Joy trailor park in Davenport, Iowa that I was allowed $10 off from my lot rent for my single wide mobile home. I was told that I would be issued a check for a total of $200 for refunds of paying the electricity for the security light that was running all the time, even during the day.
That refund was never issued, since I was moving into a house, I told the manager and the owner to make the payment as my last month lot rent. They agreed and said that was a wonderful idea. The receipt was written out and that was that, and I was told if I had ever wished to return I was most welcome.
The real conflict arised when they said my receipt meant nothing and that lot rent was due. I showed them my receipt, in case they had forgotten. I also told them that I had sold the mobile home, and to talk to the new renter. They denied the new renter to live in the mobile home, regardless that they had a mobile home already in the park and was selling theirs to buy mine. I again sold it to another individual, and they too denied that one that also lived in the same trailor park.
I asked the manager what the problem was and he told me, I had to pay my lot rent up in full. I did, regardless that I had my precious receipt that was now a pointless and worthless peice of paper. I also signed the mobile home itself over to the trailor park and wrote off my losses I wanted out of the head ache. They accepted it with joy.
This was a few years ago, and since then I have found out that I had a court date. I was being sued, and judgement for the plaintiff was issued. Why? To this day I still don’t understand why I was issued an eviction notice when they held the title! Accord and satisfaction and a welcome issued that if I ever wanted to return, then I was welcome.
Evidentally, this episode is what caused me to be denied. Now I have had problems with every landlord of finding a place of residency. As soon as they hear my name, they hang up. Conspiracy? I think so, especially when by Iowa Courts Online search states that I owe Mt. Joy Mobile Home park a total of $45.00. Such a small total owed, is what is causing me to be continually denied.
Legal? It most certainly is legal. How many people have never had some form of emergency occurance in their life that affected their rent to be paid right away. I can assure you there are more people out there that are late on their rent or even mortgage payment for the reasoning of something uncontrollably has occurred. Regardless, the landlords don’t care. They have what everybody wants and you have to meet certain guidelines to obtain what they have.
Reasoning for denial also can include a credit check. This has struck me as hilarious for the simple fact that if I had wonderful credit, renting would not be my choice of options. I would buy my own home! Certainly this now excludes people with poor credit history.
Another source of denial is work history. Yes, regardless if you own your own business, or work for someone else, if the job isn’t deemed well paid enough then you don’t get accepted.
One of the other reasonings is suppose to be if you are a child molester, but that doesn’t stop the trailor park that denied me entry from renting to them. They rented to a child molester faster then a struggling, college student and a family.
Strange isn’t how important our credit, rental history, and work history now affects our daily lives. Where are the people who can’t get into anything else, used to be mobile home, trailor parks. Now where are all the poor people to live?
One more reason why the rate of the homeless is going up, I have five more years to wait before I can have a clear rental history. What about the others that were denied, where will we all stay? Refusal to allow a residency for a child under 18 is against the law!