You can practically find advertisements for Government Grants everywhere on the internet these days. A simple Google search to see what the government has to say about the claims being made that there is all this free money to be had for the asking, now that Barack Obama is president, yields virtually nothing. Meanwhile, the claims that government grants are there for the asking run unabated.
The claims made in the sales pitch for getting these grants are simply beyond belief. One web site, source listed below, in its pitch, tells “how to get free Obama government grant money,” and goes on to explain how “Obama and the Democrats love to give money away, so get your share.” And then the enticement goes on to add, “The Democrats love to give away money and if you need extra cash to finish school, pay off bills, or many other things, now is the time to get that free grant money, …after all, it is your money to begin with, that the government owes you.” And then it adds this wonderful piece of logic: “The banks are getting bailed out, the auto companies are getting bailed out, why shouldn’t you get bailed out, too?”
Just like the current Acai Berry diet scam, in which the objective was to induce people to give out their credit card number to pay for “free trials, costing $3.95 or $5.95,” depending on which site they ordered from, the Grant scammers want you to pay “$2.29 to cover the cost of shipping and handling” for a CD to be shipped to you. But is $2.29 all you’ll really pay? The scammers really make you go to a lot of trouble to read the fine print. A review of the “Terms and Conditions” talks in very sophistocated legalese about creating a contract when you charge this $2.29 to your credit card, but says nothing about any of the recurring costs. The web site then tries to pre-qualify you by making you fill out a short application asking about your income, your employment status, and the length of time at your present address as if you’re completing a credit application to “see if you qualify,” for this miraculous “grant program” they’re offering. After the application is complete, you then go to the next page to “find out if you’ve qualified,” which of course, everyone does. You then complete an application with your name, address, e-mail address, and phone number, but they still haven’t asked for a credit card number yet, nor have they revealed the hidden costs. So if you’ve filled out their “credit” application, and then filled out the information to have the disk shipped, you then go to the final page where you’re asked for your credit card number in order to pay the $2.29 S & H cost for the CD to be shipped to you.
Underneath your credit card information, you finally see in the fine print, what the recurring charges will be. After seven days, when your “trial period” is up, you will pay a monthly recurring “$39.95.” In 14 days after you pay the S & H charge, you agree to pay a recurring “$7.95 monthly charge” for a Service Market Members Site, and in 21 days, you pay another “$9.95 monthly” for something called a “Network Agenda.” So within three weeks of paying $2.29 for S & H, you’ve agreed to pay $57.85 a month in recurring charges until you figure out how to stop the charges.
The legalese in the Terms and Conditions section that doesn’t reveal any cost figures explains that you create a contract with these merchants of deception when you give them your credit card number. But not to worry. The following quote from the Terms and Conditions section should make you feel quite “comfortable” with your decision to buy into this grant scam:
“This offering is a contract between you the buyer and our business, the seller. The seller is located in Pasig City, Philippines and by doing business with us you agree that this offering is made from Pasig City, Philippines and shall be governed by the laws of the Philippines … By electing to participate in this offer, you are entering into a contract.”
Doing business with these fraudsters means agreeing to give them your credit card to pay for the $2.29 shipping and handling fees. Once they obtain your credit card number, it gives these crooks carte blanche with your credit card to keep charging. The toll free 24-hour phone lines they give out, typically are answered by someone in the Philippines as well. If they’re even answered at all.
A review of several web sites online, promoted through some folksy blogs, such as “Robert’s Cash Blog,” and “Michael’s Cash Blog,” all promote the same government grant scam for $2.29 up front to obligate you to the one-sided contract, and then $57.85 a month in recurring charges. Typically, one of the blogs will feature someone who just lost his job, has a wife and kids to support, and miraculously, the government grant check arrives just when their savings runs out.
Just ask yourself this question before considering falling for any of these grant scams. Do any of these claims make sense? Do Democrats really “love to give away money?” One of the claims at the grant kit order page states that “you can use grant money to buy Christmas presents.” Although the government does almost nothing to warn people about these kind of scams, what little information they put out at some of their web sites claims that grants are NOT given to people to pay personal expenses. The claims on the scam web sites that they “got their grant check in as little as two weeks” are outrageous. The government can barely pay their unemployment claims in many states due to budget deficits, and this can be verified by doing a Google search. Many states claim they barely have enough money in their state treasuries to pay unemployment claims. What makes people think they can solve all their personal problems with a quick check from the government with no strings attached? Qualifications for many grants are rigorous and the process usually takes weeks at best, according to what few government web sites are out there, that tell the truth. It’s laughable how when you do a Google Search to try to find out the truth about government grants, all you get are links to government grant scam web sites. The fact that the scammers go to such great lengths to hide the disclosure of the actual costs involved in their grant “program” until you’ve given out your credit card number should tell you that the whole thing is a hoax, especially if you have to litigate against them in the Philippines.
How to Get Free Obama Government Grant Money, http://moneymakinghobby.com/2009/01/22/how-to-get-free-obama-grant-money/
Robert’s Cash Blog. http://robertscashblog.com/?sub=buy5
Michael’s Cash Blog. http://www.obamastimulus.org/?kw=grants&adid=5&gclid=CLbe-cemhZkCFQXGsgodlj4wmA