If you recall I am currently dealing with the welfare disability. I was first given temporary disability, then refused because I had used up the full time allotted. Apparently a temporary disability cannot extend longer than one year. I had to jump through hoops just to get that. When I was refused I did not know what to do. I knew I was too sick to work and when I went to my doctor for disability in the first place he told me I could only get temporary disability. He figured that I would never be granted permanent disability. So when I was refused the temporary disability after a year, I called my welfare agent who told me to apply for the permanent. I had nothing to lose by doing so. I applied for the permanent and had to fill out another application and medical form, go for all kinds of tests yet again, but I was accepted for permanent disability.
I thought that ordeal was over, but no it is not. I have to apply for the Quebec disability Plan because I had worked and contributed into the fund. I was told that I have no other choice. It is the law. The welfare disability is last resort, meaning there are no other programs available to me. I have to exhaust all other sources before the welfare disability will keep me. If I do not comply they will cut me off. So again I have to apply to yet another place. I have to get the doctor to fill out the form once again.
My doctor is off sick since October so it is holding everything up. I have until the end of March to get these things done. Here is how the process will work.
If I file for the Quebec Disability Pension and they refuse me, I do continue with the welfare. However, if they accept me but give me less than I am getting now, the welfare will make up the difference. If they give me more, that is absolutely wonderful. The welfare disability will cut me off of course but I won’t need them anymore at that point.
The following is information for any Quebec resident who is contemplating applying for the Quebec Disability Pension Plan.
This article is based on the rules and regulations concerning applying for disability in the Province of Quebec. You are advised to check with your state or province to see what you need to know about your own system. The information surely will differ from province to province or state to state.
The Quebec disability pension is reserved for people who have worked and have become disabled. It is not set up for people who have never worked before. Other programs are available for such people.
You must be under the age of 65 and have contributed to the Quebec Pension Plan while you were healthy and able to work.
There are two plans that you may apply for depending on your situation:
The disability pension
The pension for a disabled person’s child
Who can qualify for a Quebec Disability Pension?
You are considered to be disabled and eligible for the disability pension if you are between age 60 and 65 and you can no longer do the type of work that you were doing before you became disabled (subject to review and approvable by the Regie)
You are younger than 60 years old and your disability is severe enough that you cannot find gainful employment and maintain it on a regular basis. This disability is expected to last indefinitely.
How is the Quebec Disability Pension Paid?
Once your application for disability has been approved, you will receive your first payment four months afterwards. For example if the application was approved in January, you will receive your first payment in May. The last payment will be the month of your 65th birthday. You will also receive any retroactive payments due to you.
Each year the pension will increase according to the cost of living, however you will be expected to pay income tax upon the monies you receive.
Pension for a disabled Person’s child is a fixed monthly amount given to support the children of disabled pensioners. You are entitled to this pension if:
If you are the child, either living or not living with your disabled parent. Child is defined as someone who is under 18 years of age.
If you are a stepchild living with the disabled person, or you are a child being supported by a disabled person (may not be a blood relative)
Note: The minor child cannot be receiving another pension under the Quebec or Canada pension funds.
What happens if you are receiving a Government Pension from Elsewhere?
You cannot receive a Quebec Disability Pension if you are already receiving a Canada Disability Pension.
If you are receiving any other type of pension, such as a Quebec Solidarity Pension (welfare disability pension) the amount of the Quebec Pension plan will be deducted from the Solidarity Pension and may be deducted from other pensions as well. Please inquire with the pension source that you are now receiving as to how the Quebec Disability Pension will affect your existing payments.
How to Apply
You must fill out the application form. Fill it out right away. Do not wait for your doctor to fill out the medical form. Your payments will be contingent upon the date of the application. However, any retroactive amounts paid do you may be deducted from your current pension source if you are receiving a pension of another kind.
Make sure your doctor fills out the form as soon as possible.
You are responsible for covering the fee for your doctor filling out the form.
Work Outside of the Country
If you worked and contributed to a pension plan outside of Canada, you may still be entitled to a Quebec disability pension without having the Quebec plan payments reduced.
Fill Out the Application
You must fill out all questions in the application. If you do not have enough space to answer sufficiently then you can add the additional information in section 13.
You must fill out Section 1 of the medical report. Your doctor is responsible for filling out the rest of it.
Your application will be reviewed. Additional information may be required such as additional doctor’s reports from specialists, tests results and so on. The Regie has up to five months to approve the application but most applications are approved within 3 months.
Since it takes up to five months for approval and 4 additional months before the first payment is rendered, please do not delay. As soon as you are aware that you are unable to continue working, see your doctor right away.
For more information about the Quebec Pension Plan:
Region of Quebec: 418-643-5185
Toll free number: 1-800-463-5185
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